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The COVID-19 pandemic may make getting health insurance harder. Here’s why.

The Kaiser Family Foundation, a nonprofit health policy organization in Washington, D.C., estimates that about 27% of adults under age 65 — some 54 million people — have a preexisting condition that would have made them uninsurable in the individual market. Congestive heart failure, diabetes, severe obesity and pregnancy are some of the medical conditions that would have been reason enough for an insurer to refuse to sell someone an insurance policy.

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